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Bread Journal – February 2026
For an introduction to what this is, please see Bread Journal – January 2026. In February, I had a short holiday to the Canary Islands and didn’t take the journal with me. I also stopped playing “catch-up” – if I missed a day, I just treated it as such and moved on. I’ll likely continue…
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Bread Journal – January 2026
On 11th January 2026, Kate and I decided to attend Lady Bay Church (All Hallows’ Church) for their 9am Communion Service. They advertised and were selling “Bread Journals” which essentially is the Church of England lectionary in a journal, with spaces for reflections and prayers. We bought a copy each, and on 12th January, I…
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Future of Collections Modelling
I was recently asked to write a blog post for UK Finance about Collections analytics and modelling, incorporating some of the R&D we’ve been working on recently. It can be found here.
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Cricket Scoring

Since moving to Lady Bay, I’ve started attending my local cricket club. Originally, I went down solely to watch and score a game by myself as a form of meditation (I described it to Kate as a “sports version of the adult colouring books”, but I’m not sure how much truth there is in that).…
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Church Council Minutes & Agenda Templates
For the last year, I’ve been acting as the Secretary for my local Parochial Church Council (PCC). If you’re not familiar with this, it’s made up of clergy and lay members and helps to run local churches within the Church of England. In the course of this, I’ve put together a template for use for…
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New Emails & Design
I thought I’d ignore some responsibilities this evening and take some time to assess my current workload. I basically have too much on at work, church, lodge, and rugby, and I’m becoming increasingly tired at trying to balance it all. I’ve decided that in lieu of immediately dropping everything (though this would potentially have some…
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Plan Beats No Plan
I was listening to Mark Carney’s excellent book “Value(s)”, and I really liked the below quotation, which the author attributes (in part or in whole) to Tim Geithner, former US Treasury Secretary. The only goal in a panic is to stop it. Leaders do this by, as Napoleon would demand of his generals, marching towards…
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Happy Sunday
I’ve had a wonderful Sunday – late morning, virtual church service, bacon sandwich, long walk and a Sunday Dinner. All set up to start the week and (finally) on Wednesday, start a new job. I wanted to share this verse from Romans that I read the other day and hope that it brings you the…
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Romans 5
I was reading my bible, and a passage really jumped out at me tonight. I wanted to make a note of it, and felt compelled to share it. …we also boast in our sufferings, knowing that suffering produces endurance, and endurance produces character, and character produces hope, and hope does not disappoint us, because God’s…
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Vineyard Workers
Some of you may know that I’ve recently started attending church again after spending many years doing absolutely anything else on a Sunday. My reasons for attending again, how I rediscovered my faith and what I get out of it are subjects for another blog, but I’ve been blessed to listen to some incredibly interesting…